Lirvion helps employers and brokers design, launch, and manage ICHRA programs with allowance modeling, enrollment support, premium payment visibility, and compliance records - without forcing every employee into one group plan.
Estimated Annual Savings *
$32,250
This is an estimate of potential annual tax savings from using ICHRA instead of raising salaries to cover a group health plan. Actual savings may vary based on your specific workforce and contribution levels.
Why this number?* Estimate only. Based on a 12% employer payroll tax rate, a 22% employee income tax rate, and Lirvion's standard platform fee.
Lock in your healthcare budget and save up to 20% compared to volatile group renewals.
Centralize setup, notices, enrollment support, premium payment status, and reporting in one workflow
Employees can shop individual ACA coverage based on their location, doctors, and budget
For large employers, another group health plan renewal can mean another round of rate increases, plan changes, and difficult budget decisions. CHOICE Arrangement (ICHRA) gives employers another strategy to evaluate instead of automatically repeating the traditional group plan cycle.
Don’t automatically renew the problem.
Compare the alternative.
Manage ICHRA setup across classes, locations, and employee types without turning every change into a spreadsheet project. Lirvion brings allowance design, enrollment activity, premium status, and compliance records into a single operating layer.
Build allowance strategies by employee class, geography, family status, and eligibility rules. Preview monthly and annual budget impact before publishing your ICHRA program.
When enabled, Lirvion supports premium-focused payment workflows for individual health insurance coverage, based on employer plan design, carrier requirements, and employee enrollment status.
Employees can submit required premium documentation, follow next steps, and view premium payment or verification status through Lirvion.
Define monthly allowances, control employer exposure, and give employees a funded path to individual coverage.
Support employees across multiple states with location-based plan shopping and allowance visibility. Individual coverage options are based on each employee's ZIP code, available carriers, and plan availability in their market.
For ALEs and multi-state employers, ICHRA administration requires clean class design, affordability tracking, notice delivery, substantiation records, and year-end reporting support. Lirvion centralizes compliance workflows and records so employers and brokers can manage the program with better visibility.
Lirvion does not replace legal, tax, or benefits counsel.
Employee class and allowance rules
Structure allowances across compliant employee classes, locations, and eligibility groups
Notice and workflow support
Support ICHRA notice delivery, enrollment workflows, and required administrative records
Audit-ready recordkeeping
Maintain centralized records for allowances, coverage verification, opt-outs, and reporting.
Control budgets, manage classes, and give employees a structured patch to individual coverage
Support clients with setup, enrollment visibility, allowance tracking, and renewal workflows
Compare plan options, understand allowance impact, and enroll through Lirvion or the Marketplace — independently or with help from a licensed agent, depending on the plan and the employer's configured setup.
See how Lirvion helps employers and brokers manage allowance design, enrollment workflows, premium payment visibility, and compliance records in one connected platform.